Getting into a new home is an exciting adventure. It’s a new chapter and a fresh start. It could be in a whole new place, or it could be the dream home you’ve had your eye on in town. Whatever the circumstance in your case, a new home represents a big life change.
A natural part to this kind of move – and one that most of us use when buying a home – is the home mortgage loan. Fortunately for buyers today, navigating the loan process and securing a loan doesn’t have to be as cumbersome as you might think. At Offerpad, where our goal is to make real estate moves smooth and easy for everyone, we’re proud to provide our very own in-house mortgage company that focuses on exactly that. Just like Offerpad, Offerpad Home Loans is tech-enabled and designed for maximum convenience, ready to make this part of your home purchase easier than ever before.
What is Offerpad Home Loans?
Offerpad Home Loans is the mortgage loans arm of real estate solutions innovator, Offerpad. For the past three years, Offerpad has worked to streamline the home loan process through this division, in addition to its real estate processes, so as to provide fully rounded services to you. A wide variety of loan products are offered at the most competitive rates, and always with you and your goals top of mind.
With Offerpad Home Loans, you enjoy these defining features:
- With Offerpad Home Loans’ Digital Mortgage Application you’ll know within just minutes if you’re approved, and move forward with your home search with confidence
- We seamlessly and securely collect your income, employment, and asset information*
- A fast and secure way to apply
- More certain and timely outcomes during the mortgage process, allowing you to relax and enjoy peace of mind
- Elimination of paper
- Virtually trained Loan Consultants who are with you from start to finish
Digital Mortgage Solutions
Offerpad Home Loans’ Digital Mortgage Application offers a virtual home buying experience which allows you to apply for a mortgage safely and easily. Similar to Offerpad’s tech-effective focus, Offerpad Home Loans has always employed the latest digital capabilities which facilitate streamlined processes and no-touch service.
As you might be searching for a home loan or mortgage refinancing, while rates are at historic lows, know that there are safe and convenient options available – Offerpad Home Loans is leading the charge.
A Go-To Option for Home Buyers
Heightened buyer demand is coinciding with the general uncertainty of these times, causing people to notice – now more than ever – how cumbersome processes without simple buying solutions can be. Offerpad Home Loans experienced its busiest month ever in July, and fortunately, it has the end-to-end technology and customer service skills to satisfy demand.
A commonly asked customer question is, ‘How many days does it take to close on the loan?’ Business efficiency and customer satisfaction are often based in part on this metric. Industry wide, the general average is 30 to 45 days…sort of a big window with lots of room for uncertainty, right? Even during this period of low mortgage loan rates and growing demand for new mortgages and refinancing, Offerpad Homes Loans continues to close loans on an average of about 30 days.
A Winning Solution for Mortgage Refinancing
As economic uncertainty has ramped up and industry average mortgage rates have gone down, the mortgage industry has seen no shortage of loan applications. While many home buyers are looking to improve their buying power by securing a low mortgage rate, numerous homeowners view this as an opportunity to position themselves most favorably in terms of monthly obligations for their existing home. Offerpad Home Loans is certainly here to help in this way, too. We have been a great option to help borrowers lower mortgage payments by lowering their interest rate and also doing debt consolidation refinancing.
Speak to an Offerpad Home Loans expert about refinancing options and know in just a few minutes what options are a fit for your situation.
For Your Financial Health
In addition to providing the best home mortgage solutions, Offerpad Home Loans also offers an overall financial profile improvement program – and it is complimentary. For the many whose financial wellbeing has been impacted over the past few months due to the unanticipated circumstances, they can find valuable information – without cost – in Offerpad Home Loans’ Financial Solutions Program**.
This exclusive resource has been specifically designed to individually help those in need move confidently toward sustainable homeownership. We’re in your corner from prequalifying to closing, to help demystify, simplify, and assist with the financial aspects of the homebuying process.
With the Financial Solutions Program, you can expect a comprehensive credit analysis, a customized financial plan, a focus on improving your overall credit profile – not just your credit score – and guidance as you restore your financial health.
Offerpad Home Loans’ digital processes virtually eliminate all the legwork and stress associated with obtaining and refinancing a mortgage. It puts the power in your hands to stay competitive in today’s market. In just a few minutes after applying, Offerpad Home Loans can identify the loan product that’s going to provide you with the greatest potential cost and time savings. That translates to a faster, smoother, and more certain home mortgage process for you.
Visit OfferpadHomeLoans.com today, to learn which solutions are best for your needs. Start your digital application to learn how you might proceed toward closing on your new home or securing a more advantageous rate where you already live***.